Private capital that moves at your speed.

Tap into the equity in your property and get access to fast funding designed to simplify your immediate cash flow needs.

Banner
Borrow between $250K - $50M. Up to 75% LVR.
No credit checks required.
Same day decision.

7,566 reviews on

Check your property

Find out how much your property is worth

Powered by

Is non-bank lending right for me?

Need fast, flexible finance without the red tape? Non-bank lending could be your answer. Learn how it compares to traditional loans and whether it’s right for you.

Zero repayments.

You pay

$0

Per month. Pay at the end of loan term.

Pre-qualify in 3 minutes.

No credit checks required
No bank statements required
Same day decision

Investment loans

From

7.25% p.a.

Borrow between $250K - $20M. Up to 75% LVR.

Second mortgages

From

12% p.a.

Borrow between $250K - $50M. Up to 75% LVR.

Don’t pay fees upfront.

You pay

$0

Now. All fees are deducted upon settlement.

Ready to begin?

GST registered business/trust
Mortgage documents
Property deed
Australian drivers license

How borrowing works

A seamless onboarding experience, from instant property valuations to loan document uploads. All in one platform designed to get you funded within 24 hours of submission.

Step 1

Find your property

Use your residential property and borrow up to 75% LVR. Even properties with existing mortgages can be used as security.

Powered by

North Bondi NSW 2026

North Bondi NSW 2026

3

2

2

400

Est. property value

$11,150,000

Step 2

Set your loan terms

Choose your loan amount, term length, and repayment structure to suit your goals, whether you’re bridging, refinancing, or unlocking equity.

Business name

LIQUID CAPITAL PTY LTD

Borrowing amount

$1,000,000

Loan term

18 months

Exit event

I am refinancing my existing home loan and will repay the private loan once the bank processes the refinance.

Step 3

We find you the best offer

Compare your options, choose what suits you best, and take control of your next move with confidence.

Offer 2

We can lend you up to

$2.8M

Interest rate

11.39%

Loan term

24 months

You will receive

$1.1M

Offer 1

We can lend you up to

$4.5M

Interest rate

9.49%

Loan term

18 months

You will receive

$1.1M

Get pre-qualified today

Take 3 minutes to complete.

No credit checks. No bank statements required.

Get Started

What people are saying

See how business owners and partners rate their experience with Liquid Capital

Recent wins

Our recent deals show how we help businesses get the capital they need, quickly and safely.

Second mortgage in Manly, NSW

Settled 2 days ago

Second mortgage in Manly, NSW

Private lender

Short term facility to release equity for renovation works to the property

Loan amount

$8.3M

Interest rate

8.95% p.a.

LVR

60%

Investment loan in Melbourne, VIC

Settled 4 days ago

Investment loan in Melbourne, VIC

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$24.5M

Interest rate

7.2% p.a.

LVR

75%

Investment loan in Mosman, NSW

Settled 2 days ago

Investment loan in Mosman, NSW

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$15.2M

Interest rate

11.75% p.a.

LVR

65%

Residual stock in North Coast, NSW

Settled 3 days ago

Residual stock in North Coast, NSW

Private lender

Short term residual stock facility for 7 newly completed townhouses

Loan amount

$3.5M

Interest rate

7.5% p.a.

LVR

60%

Land refinance in Pokolbin, NSW

Settled 2 days ago

Land refinance in Pokolbin, NSW

Private lender

Refinance an incomplete/mid-construction 47 ha rural lifestyle property

Loan amount

$18.1M

Interest rate

7.53% p.a.

LVR

65%

Construction loan in Brisbane, QLD

Settled 4 days ago

Construction loan in Brisbane, QLD

Private lender

Construction of a luxury single dwelling residence

Loan amount

$33.3M

Interest rate

9.2% p.a.

LVR

70%

Second mortgage in Manly, NSW

Settled 2 days ago

Second mortgage in Manly, NSW

Private lender

Short term facility to release equity for renovation works to the property

Loan amount

$8.3M

Interest rate

8.95% p.a.

LVR

60%

Investment loan in Melbourne, VIC

Settled 4 days ago

Investment loan in Melbourne, VIC

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$24.5M

Interest rate

7.2% p.a.

LVR

75%

Investment loan in Mosman, NSW

Settled 2 days ago

Investment loan in Mosman, NSW

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$15.2M

Interest rate

11.75% p.a.

LVR

65%

Residual stock in North Coast, NSW

Settled 3 days ago

Residual stock in North Coast, NSW

Private lender

Short term residual stock facility for 7 newly completed townhouses

Loan amount

$3.5M

Interest rate

7.5% p.a.

LVR

60%

Land refinance in Pokolbin, NSW

Settled 2 days ago

Land refinance in Pokolbin, NSW

Private lender

Refinance an incomplete/mid-construction 47 ha rural lifestyle property

Loan amount

$18.1M

Interest rate

7.53% p.a.

LVR

65%

Construction loan in Brisbane, QLD

Settled 4 days ago

Construction loan in Brisbane, QLD

Private lender

Construction of a luxury single dwelling residence

Loan amount

$33.3M

Interest rate

9.2% p.a.

LVR

70%

Second mortgage in Manly, NSW

Settled 2 days ago

Second mortgage in Manly, NSW

Private lender

Short term facility to release equity for renovation works to the property

Loan amount

$8.3M

Interest rate

8.95% p.a.

LVR

60%

Investment loan in Melbourne, VIC

Settled 4 days ago

Investment loan in Melbourne, VIC

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$24.5M

Interest rate

7.2% p.a.

LVR

75%

Investment loan in Mosman, NSW

Settled 2 days ago

Investment loan in Mosman, NSW

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$15.2M

Interest rate

11.75% p.a.

LVR

65%

Residual stock in North Coast, NSW

Settled 3 days ago

Residual stock in North Coast, NSW

Private lender

Short term residual stock facility for 7 newly completed townhouses

Loan amount

$3.5M

Interest rate

7.5% p.a.

LVR

60%

Land refinance in Pokolbin, NSW

Settled 2 days ago

Land refinance in Pokolbin, NSW

Private lender

Refinance an incomplete/mid-construction 47 ha rural lifestyle property

Loan amount

$18.1M

Interest rate

7.53% p.a.

LVR

65%

Construction loan in Brisbane, QLD

Settled 4 days ago

Construction loan in Brisbane, QLD

Private lender

Construction of a luxury single dwelling residence

Loan amount

$33.3M

Interest rate

9.2% p.a.

LVR

70%

Second mortgage in Manly, NSW

Settled 2 days ago

Second mortgage in Manly, NSW

Private lender

Short term facility to release equity for renovation works to the property

Loan amount

$8.3M

Interest rate

8.95% p.a.

LVR

60%

Investment loan in Melbourne, VIC

Settled 4 days ago

Investment loan in Melbourne, VIC

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$24.5M

Interest rate

7.2% p.a.

LVR

75%

Investment loan in Mosman, NSW

Settled 2 days ago

Investment loan in Mosman, NSW

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$15.2M

Interest rate

11.75% p.a.

LVR

65%

Residual stock in North Coast, NSW

Settled 3 days ago

Residual stock in North Coast, NSW

Private lender

Short term residual stock facility for 7 newly completed townhouses

Loan amount

$3.5M

Interest rate

7.5% p.a.

LVR

60%

Land refinance in Pokolbin, NSW

Settled 2 days ago

Land refinance in Pokolbin, NSW

Private lender

Refinance an incomplete/mid-construction 47 ha rural lifestyle property

Loan amount

$18.1M

Interest rate

7.53% p.a.

LVR

65%

Construction loan in Brisbane, QLD

Settled 4 days ago

Construction loan in Brisbane, QLD

Private lender

Construction of a luxury single dwelling residence

Loan amount

$33.3M

Interest rate

9.2% p.a.

LVR

70%

Second mortgage in Manly, NSW

Settled 2 days ago

Second mortgage in Manly, NSW

Private lender

Short term facility to release equity for renovation works to the property

Loan amount

$8.3M

Interest rate

8.95% p.a.

LVR

60%

Investment loan in Melbourne, VIC

Settled 4 days ago

Investment loan in Melbourne, VIC

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$24.5M

Interest rate

7.2% p.a.

LVR

75%

Investment loan in Mosman, NSW

Settled 2 days ago

Investment loan in Mosman, NSW

Private lender

Short term facility to refinance and release equity for working capital

Loan amount

$15.2M

Interest rate

11.75% p.a.

LVR

65%

Residual stock in North Coast, NSW

Settled 3 days ago

Residual stock in North Coast, NSW

Private lender

Short term residual stock facility for 7 newly completed townhouses

Loan amount

$3.5M

Interest rate

7.5% p.a.

LVR

60%

Land refinance in Pokolbin, NSW

Settled 2 days ago

Land refinance in Pokolbin, NSW

Private lender

Refinance an incomplete/mid-construction 47 ha rural lifestyle property

Loan amount

$18.1M

Interest rate

7.53% p.a.

LVR

65%

Construction loan in Brisbane, QLD

Settled 4 days ago

Construction loan in Brisbane, QLD

Private lender

Construction of a luxury single dwelling residence

Loan amount

$33.3M

Interest rate

9.2% p.a.

LVR

70%

Second mortgage in Manly, NSW

Settled 2 days ago

Second mortgage in Manly, NSW

Private lender

Short term facility to release equity for renovation works to the property

Loan amount

$8.3M

Interest rate

8.95% p.a.

LVR

60%

Get pre-qualified today

Take 3 minutes to complete.

Multiple properties accepted.

Get Started

Common questions answered

FAQs

Things you should know

This website is published by Liquid Capital Pty Ltd (ACN 622 348 663) (“Liquid Capital”). By accessing or using this website, you agree to be bound by our [Website Terms and Conditions].

Liquid Capital operates as a commercial finance brokerage platform that connects borrowers with lenders. We do not provide financial product advice or other financial services and do not hold an Australian Financial Services Licence or an Australian Credit Licence. We do not handle client funds or issue loans directly.

Property insights and estimates provided through Check a Property are powered by information from Cotality and Domain Insights. While every effort is made to ensure accuracy, neither Liquid Capital nor its data partners guarantee the completeness or reliability of the information provided. Listings may not include all properties for sale or sold throughout Australia.

†Property value estimates are provided as general guides only. They are based on publicly available data, government records, and verified agent information sourced from Cotality. These estimates do not take into account all factors that may influence market value and are not intended to be used for credit assessments or as professional valuations. For a more accurate assessment, you should conduct your own research, inspections, and independent valuations.

If you apply for finance through this website, note that lenders may perform their own valuations, which can differ from the indicative estimates shown here. All lending outcomes remain subject to formal approval and satisfactory property valuations.

While the information on this website is believed to be reliable at the time of publication, Liquid Capital makes no warranty as to its accuracy, completeness, or currency, and is not obliged to update or correct any information. Opinions and data are subject to change without notice and do not constitute financial or credit advice.

Liquid Capital does not rate or compare every lender or product in the market, and the options shown may not reflect all features relevant to your situation. Products featured are intended for commercial or business-purpose credit applications. Advertised interest rates are indicative only and subject to change without notice.

To the fullest extent permitted by law, Liquid Capital, its officers, employees, and related entities accept no liability for any loss or damage arising from reliance on the information contained on this website.

Nothing on this website constitutes an offer, invitation, or solicitation to buy or sell property.

Where a commercial loan is settled through this platform, Liquid Capital may receive a brokerage fee or commission based on a percentage of the total loan amount. This percentage may vary depending on loan size. If you are represented by a finance broker, this fee may be shared with your broker.