Online Terms

Updated November 2025

1. General Terms

These Online Terms govern your access to and use of the Liquid Capital Pty Ltd (ACN 622 348 663) (“Liquid Capital”, “we”, “us”, “our”) website, online forms, and related digital tools or services (together, the “Digital Channels”).

By using the Digital Channels, you agree to be bound by these Online Terms. References to “you” or “your” mean the person or business accessing or using our Digital Channels.

These Online Terms operate in addition to any other terms or agreements that apply to specific products or services offered by Liquid Capital. If there is any inconsistency, the terms of the specific product or service will take precedence.

1.1 Your Obligations

By using our Digital Channels, you agree that you will:

• Provide accurate, current, and complete information when submitting forms or enquiries;
• Not use our Digital Channels for any fraudulent, misleading, or unlawful purpose; and
• Contact us immediately if you believe your information or access has been compromised.

You must ensure that any details you provide, including contact information, remain up to date.

1.2 About the Digital Channels

Our Digital Channels allow you to:

• Submit loan or finance enquiries;
• Provide supporting information and documentation;
• Communicate with Liquid Capital representatives; and
• Access information about our services and lending process.

The Digital Channels are intended solely for business and commercial use.

1.3 Contact Us

If you have any questions about these Online Terms or our Digital Channels, please contact us:

Liquid Capital Pty Ltd 📞 Phone: +61 (02) 8075 4552 ✉️ Email: privacy@liquidcapital.com.au 🌐 Website: www.liquidcapital.com.au 📍 Level 36 1 Macquarie Pl, Sydney NSW 2000 Business hours: Monday – Friday, 9 am – 5 pm (AEST)

2. Changes to These Terms

We may update these Online Terms at any time. Updates will be published on our website. By continuing to use our Digital Channels after an update, you accept the revised terms.

3. Intellectual Property

All content, branding, graphics, text, and software on our Digital Channels are owned by or licensed to Liquid Capital. You may not copy, reproduce, distribute, or modify any part of the Digital Channels without our written consent.

Our website may include links to third-party sites for your convenience. We are not responsible for the accuracy, reliability, or content of any external site.

4. Security

We use industry-standard encryption and secure storage systems to protect your information. You must also take reasonable steps to maintain your own device and password security.

If you become aware of unauthorised access or a security breach, please notify us immediately at info@liquidcapital.com.au.

5. Availability

Access to our Digital Channels may occasionally be limited due to maintenance, updates, or technical issues beyond our control. We do not guarantee uninterrupted or error-free access and accept no liability for any resulting loss.

6. No Financial Advice

All information on our Digital Channels is general in nature and provided for informational purposes only. It does not constitute financial or credit advice. Any application for finance facilitated by Liquid Capital is subject to separate assessment and lender approval.

7. Privacy

We collect personal information through our Digital Channels to assess enquiries, process applications, and improve our services. Information is handled in accordance with our Privacy Policy.

8. Suspension or Termination

We may suspend, limit, or terminate access to our Digital Channels at any time if we reasonably believe there is misuse, unauthorised access, or a breach of these Terms.

9. Limitation of Liability

To the fullest extent permitted by law, Liquid Capital will not be liable for any loss or damage arising from your use or inability to use our Digital Channels, including any errors, interruptions, or data security issues.

You agree to indemnify Liquid Capital against any loss or claim resulting from your misuse of the Digital Channels or your breach of these Terms.

10. Governing Law

These Online Terms are governed by the laws of New South Wales, Australia, and you submit to the exclusive jurisdiction of its courts.